Auto Insurance In Texas

Vehicle ownership gives you greater freedom to enjoy leisure travels across Texas and beyond. At the same time, it comes with a greater risk of accidents on Texas highways. With auto insurance from Modern Risk Management in Houston, TX, you can protect yourself and others against the damage that accidents can cause. Here’s what an auto insurance policy from Modern Risk Management has to offer.

Coverage Options

A typical auto insurance policy offers you the following coverage options:

• Collision insurance to protect your vehicle against crashes with other vehicles or stationary objects (walls, trees, fences, buildings)
• Comprehensive insurance to protect your vehicle against theft and damage caused by non-collision factors like falling objects, animal strikes, bad weather and vandalism
• Uninsured/underinsured motorist (UM) insurance to protect you against injuries and vehicle damage caused by hit and run drivers and drivers who have insufficient or no insurance coverage

Collision, comprehensive and UM coverage cover the cost of repairing your vehicle in the event of an accident. If you own a new or expensive car, this coverage can save you thousands of dollars in repair costs due to an unforeseen accident.

Mandatory Coverage

Liability auto insurance is a requirement in Texas to cover your responsibility to other drivers in accidents that are your fault. Liability insurance helps pay for medical bills and property damage to other drivers or pedestrians in accidents you may cause. Texas sets minimum limits for liability auto coverage. Ideally, however, you should have sufficient liability insurance to protect your assets against serious accidents that result in costly injuries or damage to others on the road.

Customized Auto Policy

Customizing your auto insurance policy enables you to get the coverage you need without paying extra for “fluff.”

Accidents can happen to anyone, even safe drivers. Auto insurance can help you drive with confidence knowing you’re protected against any eventuality. For quality auto coverage at affordable costs, call or visit Modern Risk Management in Houston, TX today.